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Insuring your second vehicle

People purchase vehicles for any number of different reasons. These reasons depend on everything from how many people may be in a family, to where the person buying the car lives, to budget, etc. However, for the most part, the reasons that people purchase cars boil down to two: people buy cars for practical reasons, and people buy cars for fun reasons. Of course, sometimes these two reasons can mingle together – after all, it’s perfectly possible to buy a nice, fun car because you need a new vehicle. However, generally speaking there are practical cars and fun cars, and they serve different purposes.

A practical car purchase simply means that you are buying a car for its value as a vehicle – it likely fits your budget, and can accommodate as many people as necessary given your family or friends. On the other hand, a car purchased for fun can be anything from a high priced luxury vehicle, to an old classic, or even a powerful sports car with custom features. These cars are typically bought by those who enjoy the finer points of driving, or those who have particular interests in car parts and abilities. And, while these cars are more for fun than for practicality, it is still important to make sure that they are protected by adequate insurance policies.

Particularly if you are buying a second car because it is powerful or fun to drive, there are obviously somewhat increased risks of accidents on the road. Of course, you will do all you can to avoid such situations, but the fact is that without an adequate insurance policy on the vehicle, any sort of accident, damage, or other mishap may end up costing you a great deal of money. Needless to say, this can take much of the joy out of owning your car, and can end up being more hassle than it’s worth.

Fortunately, these insurance policies are easily accessible. In fact, Aviva specifically offers a multicar insurance policy that makes it quick, easy, and affordable for you to extend your existing coverage to a second car. This is a particularly helpful feature for those who buy “fun” cars when they already own more practical vehicles. With a multicar insurance policy, you can have both of these vehicles set up on a single policy, which saves you a great deal of time and effort whenever you have to address anything with regard to insurance, or if you need to update your policy. Ultimately, this can make owning your second car far more convenient.

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